• Small Savings Schemes in operation on behalf of
Ministry of Finance since 1882 through more than 154,000 Post Offices
• More than 279
million account holders with outstanding balance of Rs 6059 billion
• Schemes offered include Savings Account, Recurring Deposit, Time Deposit , Monthly Income Account Scheme, Senior Citizens’ Savings Scheme , Public Provident Fund & National Savings Certificates
• Schemes offered include Savings Account, Recurring Deposit, Time Deposit , Monthly Income Account Scheme, Senior Citizens’ Savings Scheme , Public Provident Fund & National Savings Certificates
Disbursement
of Social Security Schemes
• Mahatama Gandhi National
Rural Employment Guarantee Act (MGNREA)
• Pension Schemes:-
Indira
Gandhi National Old Age Pension Scheme
Indira
Gandhi National Widow Pension Scheme
Indira
Gandhi National Disability Pension Scheme
Scheme
for pregnant and lactating mothers
Providing
cash directly to women during pregnancy and lactation
Role
of Post Offices in Social Banking
Year
No of MGNREGA accounts Amount
disbursed (Rs. in million) (Rs. in million)
2008-09 29.2 38,630
2009-10 42.5 79,000
2010-11 49.0 91,790
2011-12 53.6 78,600
2012-13 57.4 120,140
Total
408,160
MGNREGA
• Act
provide at least 100 days of guaranteed wage employment in every financial year
to every household
• Disbursement
of MGNREGA wages is being made through around 94,000 post offices across India
through Post Office Savings Bank (POSB) accounts
• Yeas
wise Progress:
• These
payments are being effected either through money orders or Post Office Savings
Bank accounts
• In
2012-13, more than Rs. 8137.9 million have been disbursed through 8.44 million
accounts and more than Rs. 32000 million have been paid through 42.8 million
money orders
• Conditional
Cash Transfer (CCT) Maternity Benefit Scheme envisages providing cash directly
to women during pregnancy and lactation
• More
than 0.21 million such accounts have been opened so far through which Rs.45.27
million have been disbursed.
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